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Arizona-Based Broker

Better Options. Better Rates. Better Home Loans.

Work with a broker who gets it done with less stress, better rates, and a process built around you.

Start Your Home Journey

Get a quick pre-qualification to understand your buying power. It’s the first step to your new home.

Get Pre-Approved

Estimate Your Payments

Explore different loan scenarios and see potential monthly payments with our easy-to-use simulator.

Estimate Payments
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5.0 Star Google Customer Reviews
Arizona Certified Loan Expert - NMLS #187432
ARIZONA-BASED BROKER

Better Options. Better Rates. Better Home Loans.

Work with a broker who gets it done with less stress, better rates, and a process built around you.

Start Your Home Journey

Get a quick pre-qualification to understand your buying power. It’s the first step to your new home.

Get Pre-Approved

Estimate Your Payments

Explore different loan scenarios and see potential monthly payments with our easy-to-use simulator.

Estimate Payments

Prefer to talk?

SCHEDULE A CALL
5.0 Star Google Customer Reviews
Arizona Certified Loan Expert - NMLS #187432

First-Time Buyer?

Learn how to go from dreaming to closing with confidence.

Start Here

How we help

Learn how to go from dreaming to closing with confidence.

Refinancing

Lower your rate or tap equity — we’ll walk you through the options.

VA / FHA / Jumbo Loans

Lower your rate or tap equity — we’ll walk you through the options.

Investment Properties

Buying a second home or rental? We can help make the numbers work.

Self-Employed / Private Lending

Custom solutions for income that doesn’t fit the traditional box.

See Your Monthly Mortgage

Use our simple calculator to explore potential mortgage payments based on your home price, down payment, and more. It’s a great first step to understanding your buying power in Arizona.

Loan Options: Find Your Perfect Fit

Explore the diverse range of mortgage solutions available to help you achieve your homeownership goals.

Making your dream real

First-Time Buyers

Your exciting first step into homeownership.

  • Designed for new homeowners.
  • Often features lower down payments.
  • Access to special assistance programs.
  • Simplified process for beginners.
Learn More
Assistance with upfront home costs

Down Payment Assistance

Help making homeownership more accessible.

  • Programs to cover down payment costs.
  • Reduces your out-of-pocket expenses.
  • Available for qualifying buyers.
  • Make homeownership more affordable.
Find Assistance Programs
Flexible credit

FHA Loans

Government-backed support for homebuyers

  • Smaller down payment.
  • More lenient credit requirements.
  • Access to special assistance programs.
  • Great for first-time buyers.
  • Insured by the Federal Housing Administration.
FHA Benefits
Zero down payment, no PMI

VA Loans

Exclusive benefits for our veterans and military families

  • No down payment required.
  • No private mortgage insurance (PMI).
  • Competitive interest rates.
  • Available for eligible service members / veterans
See VA Loan Details
High-value homes, luxury properties

Jumbo Loans

Financing for high-value properties

  • For loans exceeding conventional limits.
  • Access to larger loan amounts.
  • Competitive rates for qualified borrowers.
  • Ideal for luxury homes in Arizona.
See Jumbo Loan Details
Lower initial payments, short-term

Adjustable-Rate Mortgages (ARM)

Flexibility with your initial interest rate

  • Lower fixed rate for an initial period.
  • Rate adjusts periodically after that.
  • Ideal if you plan to move or refinance.
  • Variety of fixed-period options (e.g. 5/1, 7/1)
Understand ARM
Expanding real estate investments

Investment Properties

Grow your portfolio with rental or second homes

  • Finance rental properties or second homes.
  • Options for various investment strategies.
  • Expert guidance for real estate investors.
  • Build long-term wealth through property.
Invest In Your Future
Non-traditional borrowers

Self-Employed Mortgage Options

Tailored solutions for unique income situations

  • Workarounds for non-traditional income.
  • Solutions beyond tax returns.
  • Expert guidance for entrepreneurs.
  • Get approved even if others said no.
Self Employed Options
Flexible criteria, unique financial needs

Private / Non-QM Loans

Creative financing for unique situations

  • Alternative for non-traditional borrowers.
  • Flexible underwriting criteria.
  • Solutions for complex financial scenarios.
  • Often faster closing times.
Explore Private Options
Lower payments or cash out

Refinance Your Mortgage

Optimize your current home loan

  • Potentially reduce monthly payments.
  • Tap into your home’s equity.
  • Change your loan terms (e.g. shorter term).
  • Consolidate high-interest debt.
Explore Refinance
See All Options
Get Pre-Approved

Why choose Pete?

With deep roots in Arizona and a reputation built on trust, Pete Levas is more than just a mortgage broker — he’s your personal advocate in the loan process. From first-time buyers to complex cases, Pete provides expert guidance, clear communication, and creative solutions.

Schedule a Free Consultation

20+ Years Experience

Based in Greater Phoenix

Known for Personal Service and Speed

Maria S.

“Pete reached out when the market improved — that’s how we were able to do a second refinance. The process was seamless, no surprises.”

Expert Insights for Your Home Loan Journey

Dive into our latest articles for helpful tips, market updates, and expert advice to navigate the home financing process with confidence.

First-Time Homebuyer Programs in Arizona

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Schedule a Free Consultation

Real Stories, Real Results: What Our Clients Say

At Levas Loans, our success is measured by yours. Hear directly from homeowners across Arizona who found their perfect loan with Pete Levas’s expert guidance.

Let’s Make Your Next Move a Confident One

Whether you’re just starting or ready to lock in your rate, Pete is here to help you every step of the way.

Get Pre-Approved
Schedule a Free Consultation