Jumbo Loans
Flexible Lending for Non-Traditional Borrowers
When conventional financing doesn’t fit, Pete helps you access private and non-QM mortgage options designed to work with real-world income and scenarios.
What is Non-QM Lending?
Mortgage Solutions That Don’t Follow the Standard Mold
Non-QM (non-qualified mortgage) loans are designed for borrowers who don’t meet the strict requirements of traditional financing—like W-2s, perfect credit, or tight debt-to-income ratios. These loans are based on your overall financial picture, not just what’s on paper.
Common non-QM and private loan types:
Bank statement loans
Asset-based loans
No income/no employment verification loans (NIV/NEV)
Higher interest rates than conforming loans
DSCR loans for investors
Interest-only or alternative documentation programs
Who is this for?
A Good Fit If You Are…
A self-employed borrower with complex income
A real estate investor or flipper
Recovering from a recent credit event (BK, foreclosure, etc.)
A high-net-worth individual with non-traditional income
Buying unconventional or non-warrantable properties
Why Work With Pete on Your Jumbo Loan?
Personalized Lending Without the Runaround
Pete works with a trusted network of Arizona-based private lenders and national non-QM specialists to help you find the right structure—quickly, transparently, and strategically.
What you can expect:
- Review of your financial picture to find flexible options
- Explanation of terms, documentation, and trade-offs
- Fast prequalification for urgent purchases
- Help comparing non-QM vs conventional scenarios
- Clear guidance on fees, terms, and timelines
“Pete and his team went above and beyond my highest expectations!!! I have happily and confidently recommended them and would do it again!”
B. Ehsan
Latest Articles & Resources
Stay informed with Pete’s expert insights on Arizona mortgage trends.
Learn More
Private & Non-QM Mortgage Resources
What Is a Non-QM Loan?
Bank Statement Loans in Arizona
Understanding DSCR Loans for Investors
Need an Outside-the-Box Lending Solution?
Pete can help you secure flexible financing—even if your situation isn’t “typical.